Yes, there may be some munis that have metered parking, the ones I am familiar with around here have ample parking for free. Large cities (ie: Newark, Jersey City) have meter and parking lot only.
A side note: NJ beaches (95%+) require beach bages for a fee to get on the beach. Most beach towns have parking meters or kiosk units. One town I'm close to gets $1.50/hr at the kiosk.
As to 'no cash'...I agree with you on 'all debts, public and private' but..I only work here, I do not write the rules!!
