I'm kind of surprised that this has become an issue.
I have seen many "final" inspections where the luminaires were not present- especially in tract homes. It is a given that lighting is a matter of great personal taste, and it's probably best to let the ocupant choose the fixture.
This has especially been the case where it is likely that the ocupant will want some sort of chandelier or ceiling fan.
I do have a habit of placing keyless fixtures, especially in windowless rooms, for the convenience of everyone. This practice has never elicited any reaction than surprised delight :-).
