Don't sweat it

You may not have all the knowledge in the world in this area, but so far this thread has become a gold mine of information I never imagined.
DSK, let me say thank you over a hundred plus times!

You have contributed so much to this thread and answered all my questions hundreds of times over with detail. I have learned a lot. Great stuff.
I think you are proof that Scandinavian nations are the nicest and happiest place on earth. Now I know why Norway has so little crime, as its impossible to feel left out of anything. Everyone is so helpful.
Thank you for your time!

Many thanks from the USA!