Don't sweat it
You may not have all the knowledge in the world in this area, but so far this thread has become a gold mine of information I never imagined.
DSK, let me say thank you over a hundred plus times!
You have contributed so much to this thread and answered all my questions hundreds of times over with detail. I have learned a lot. Great stuff.
I think you are proof that Scandinavian nations are the nicest and happiest place on earth. Now I know why Norway has so little crime, as its impossible to feel left out of anything. Everyone is so helpful.
Thank you for your time!
Many thanks from the USA!