Under the house is not "outside" unless it is under concrete. That rule is decades old, long before 2005.
If you come inside and hit the disconnect as soon as possible, it should be OK. Like John says, it is unspecified how far that can be but most inspectors see it as being as soon as possible with a back to back install being best. (Either straight from the meter enclosure or from an LB). You land the ground electrode conductor there with the service disconnect and bond the neutral there. Then everything beyond that will be a feeder (4 wires).
