The 322.16 defined appliances can be ordered with a factory installed cord and cap. That keeps the plumber, cabinet man or appliance truck driver out of our "trade" and makes the inspector happy. It is not that much more expensive for the factory cord and the "less hassle" factor makes it a bargain.
It is certainly worth bringing up to the builder. Down the road this is certainly a safer installation. There is a readily accessible means of disconnect for servicing and replacement is a snap.
