I havn't done many large commercial jobs, and large for me is small. I have been able to get 1/3 to start, 1/3 after rough inspection, 1/3 on final. extras are billed ASAP with a net 10. Final payment is net 10days. No discounts. I have been able to negotiate away retainage , being that the jobs are considered small. If there is large exspencive equipment a may get a larger downpayment. I'm not a fan of being anyones bank, so my goal is to only work for people who pay. If they can't pay the start payment they can't pay the others. I walk. Being small is good that way.


Choose your customers, don't let them choose you.