Paul, you're much better informed than most, so you are better able to appreciate some issues.

Whenever you learn something, you are inclined to think 'this is the only way to do it.' Yet, such is seldom true.

For example, who can deny the desire for greater safety? Yet, to address this exact ideal, the USA and GB have taken quite the opposite tack as to receptacles in bathrooms. Your 'ideal' would prefer none at all, while ours would require multiple!
Naturally, each point of view only makes sense when you look at the entire picture ... including just what constitutes a typical 'bath!' Placed in context, both views make a lot of sense.

Otherwise ... just to show how 'similar' areas can differ .... both NYC and Chicago ban NM, but for very different reasons.
Chicago, ostensibly because of fire concerns (plastic burns), and perhaps to please the Unions. Keep in mind that Chicago had electrical codes long before anyone else, and they're not about to kowtow to the 'upstart' NFPA laugh
New York, in contrast, did allow NM ... until it was found that their rats simply love to eat it, leading to many problems. It seems banning NM is easier than banning rats ....