>>>Isn't everyone entitled to an opinion?<<<<

Depends who you ask Bill, and on what site..

For the record, I know exactly what Bob is conveying...

Romex, Bob is a smart dude and has been here for a long time...just because he doesn't own a business doesn't mean he doesn't know what he is talking about.....
I know plenty of business owners that have no clue what they are doing and they been clueless for a long time......

Dnk...