I allready done some repairs with related to the lighting damages #1 rules is megger that sonvagunner place i am sure more than one spot will show up damaged.
i have one house the main breaker box actally blew right off from the wall and meter socket pretty much history as well. end up rewire the whole place and drywall guys came in and redo the whole thing. i told the insurance company that there is two way is " my way or forget it."
the insurance company gave in to my demand after that agent check with other EC's and they reply the same aswer as i say.
the reason why drywall guys came in and redo the drywall becaue there were quite few spots i can see where the nail and drywall screw went out of the wall. and at least a sheet or two did fell off.
Now speaking of Mobile homes they are pretty much PITA mantatory megger it anyway and try to rewire them is sorta like westleing with panelboard in the tincan.