Thanks for the reply E57.

Bill, thank you for directing me to the NEMA web site, for now I am using the article:

NEMA and ESFI Warn Hurricane, Flood Victims About Hazardous Water-Damaged Electrical Equipment
07 Sept 2004

I will talk to some of the electricians working the claims as I run into them to see what type of actual damage they are running into or anticipate over the long run.

Thanks,
EB