There may be another reason to think about this. IF it happens to be a 'clothes' closet....
"but on more than three occasions I've heard them say "they didnt have to worry about the fuses in the closet"."
Hmmm...makes ya stop & think. If it was not 'touched', and was approved when originally installed, that's one story. But, IF it was 'touched' (ie: splice thru the neutrals) it could become a liability issue down the road.
