Sparky
I like that "Insurance Cabal". The are selling insurance but it is poor business to sell only to the high risk guys. Actuarial data indicates that most house fire are in houses older than 40 years. I can't comment on what data they use to determine risk but if it motivates people to at least visit the current state of their electrical systems, then I am on their side. It also makes for more work for us, also good. My experience indicates that it is actually removing a lot of the abused wiring around town. Sure there are a few Little old ladies that have never blown a fuse and are living in the same house for 60 years. Never a home handyman or contractor has ever altered or damaged the wiring. I still have a couple of 120 volt 30 amp services here just waiting for a change of ownership to get an insurance upgrade. Nothing lasts forever and with only a hundred years of electricity in houses there are still a lot of risks that have not been measured yet. Code books don't make rules for upgrade except for a couple of rules in section 2 that speak to maintenance.
Last edited by mikesh; 01/06/10 03:48 PM.
