have no idea how your are insured, but the error and omissions, is not a fine print item, it's the basic of any libality policy for communications installation and service work, I never hears of anyone, in the business without it.
Insurance for the communication business is nothing like any other insurance. It sounds like your not insured, for this type of work.
Bottom line is none of the underwriters that write insurance for phone, or connuminications work, will insure you unless you are under contract with the account for maintance.
I have NEVER heard of a telecom contractor having to carry E&O insurance and it rediculous to think that they would have to make every customer carry a maintenance/service contract just for that coverage.
Our contract that the customer signs clearly limits our liability. We are not liable for incidental or consequential damages which is what E&O would fall under. About all they could get us for is the actual cost of the work that we screwed up.
I think you are confusing us with a construction trade.
-Hal
