I will agree with all of your points. I may be known to you as an " informed DIY'er". There is a simple rule to follow in whatever your profession or pastime: Do what you know-if you don't know, find someone who does. In Ontario, and as far as I know, the rest of Canada, excluding Quebec, I can go to my local hardware store around the corner, and buy a 200 amp combination panel with an assortment of breakers, for around $200+ (C$)and install it myself (I don't.)There is no substitute for the proper education, however, I feel that there is a place for people who wish to educate themselves whatever the field. I have on many occasions, corrected the work of (licensed)'Electricians', and I gain a great deal of satisfaction from my attention to detail, and my complete regard for the code (within my experience.)My hat is off to all of you out there who have dedicated a great deal of time and brain power to a subject that is voodoo, at best, to most people. I think that a DIY'er (like myself) is capable of quality, safe work, but we must be wary of being sucked into a false sense of security. I apologize for going off on a rant on a BBS which is really dedicated to the pro's, but I have learned much just by 'listening in'. Thank you all.