I figured this question would spark a lot of conversation about the subject, which I know has been talked about before. Trying to explain to people all the different variables involved is difficult when they are not electrically adept. Especially home inspectors who pick up bits and pieces of information and then misapply it in their jobs, or are just trying to avoid a lawsuit so make a mention of the situation just so they can say they put the info in their report.
I am going to print this thread and give it to them. I will let them know that these are just different peoples opinions and not necessarily fact so you good people don't get hit with a lawsuit. I, as a village inspector have tort immunity and can't be sued. but that's another subject.

Thanks all!!