I was going to wait for Bill to start a thread like this.
It has been a really rough year, pretty much for everyone, I'd fail to know anyone who has made any sort of REAL advancement this year.
I went into business by myself late last year, that was probably the worst thing I could have done, given the ensuing business climate 3 months later.
I had two LARGE jobs from people from the US building houses in North Otago and I finished them both before time and under-budget.
Aside from that, Covid-19 killed my work, all the restrictions, travel, PPE, especially with smaller jobs.
And when you get to site and the builders and plumbers aren't using the same PPE as you, it makes you wonder, why you even bother.