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#183201 12/30/08 11:49 PM
Joined: Jan 2005
Posts: 5,316
Cat Servant
Member
As a new business, I am now - for the first time - being given a choice when I apply for a credit card .... personal, or commercial account?

Is there any advantage to one or the other? Do credit / lending laws differ?

Joined: Aug 2005
Posts: 250
T
Member
I don't know. But I do know make sure you get something with 'Rewards' points, airline miles or something. I pay everything with them. Love getting free stuff.


Shake n Bake
Trick440 #183204 12/31/08 01:30 AM
Joined: Oct 2002
Posts: 830
S
Member
They told me at Lowes or Home Depot that the interest in better if it is a commercial account. I get 8.99% on one of my other business credit cards, if they haven't went up since my purchases:( Steve....

sparkync #183230 12/31/08 10:55 PM
Joined: Aug 2001
Posts: 459
J
Member
I am sure your accountant will tell you to keep the account comercial and to protect the corporate veil. Mixing funds and accounts is highly frowned upon by the IRS.


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