At the risk of insulting everyone's intelligence on this forum I explain it this way- If you have a multi-wire branch circuit consisting of two ungrounded conductors and one grounded conductor, the loads of each of the ungrounded conductors are using the single grounded conductor for a return to the transformer. Should the grounded conductor be interrupted and the is no return to the transformer via the grounded conductor then the return path is through the other ungrounded conductor and any load on that other ungrounded conductor path, This could and probably would create a problem if the total current flow exceeded the limit of one of the components in this new found path back to the transformer. Example a 10a. load on one ungrounded conductor and a 1a. load on the other conductor now become a total load of 11a. and the 1a. load (100w. bulb for instance) would not tolerate the flow of 11a. and the bulb would burn out.
