Roger,
Don, what if there were a HIDDEN access to a crawl space that as said before was made to fit without nailing in place?
If I can't see that it is an access panel then, it gets a red tag. If the floor is marked or a section has a "trim ring" like your attic entry, I would OK it, but just the fact that the floor is screwed in place with visible screws doesn't cut it for me. There has to be some clear indication that access is intended.
Take a "Bead Board" ceiling and screw every piece including the one or more that would allow entrance to the attic, looking at it it would be imposible to know which would be which, is this a violation?
Again, it gets a red tag, because I can't find or identify an access point.
Don