Hey, most of the 'old folks' I know, (like me, f'rinstance!) grew up in a time when if you couldn't afford it, you didn't buy it. Don't assume were all poor-as-church-mice crumbling old farts whose brains have fallen into our pyjamas! My disposable income is a lot, lot higher than many folks round here slogging their guts out in the work ethic, trying to raise a family with a mortgage tied round their necks. I want no favors, just a good job done at a fair price. You want to get business, we oldies have got the money, not those young poser smart-arses up to their eye-balls in debt!
Rant over.
Alan