North Chicago only requires $100k - $300k each for property damage and liability to get your license, but since many communities to the south (over the "green ($$$) line" ) require $500k- $1M, I got $1M/$2M for about $150 more/year.
Some communities require copies of insurance covereage from your agent, some just make a xerox of your license.
[This message has been edited by DougW (edited 03-31-2005).]
