Peter,
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But Harbor Freight sells meters for about $10 which will tell you volts, ohms and continuity. The motto of Fluke is: "If it works, it must be a fluke."
Myself and others here would sooner trust a piece of test equipment that has a decent manufacturer safety record, than entrust thier lives to a cheap 50c meter.
My motto is buy once, buy well!.
Personally I've never seen anyone use a Claw Hammer as a pick, I must be missing something here.
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Vices are illegal at construction sites
I think what Peter means is things like drinking alcohol and smoking and the like.