Yes- I still accept credit cards-mc and visa only. I have some large institutional and government customers who have gone to a "p-card" type of payment, which is a mastercard or visa card. I really had troubles deciding to do this and when I started looking for a company to get a merchant account, I was amazed at all the different pricing- huge differences in $$ and not much difference in service. Finally one dealer told me that because I was already using quickbooks, that I had the processing software already for MOTO (mail order/telephone order) through that. Rates aren't bad- 2.4% + $19/month- no contract. So I informed the customers that I would be able to accept with a slight increase in rates- they said no problem and proceeded to increase their volume with us-I wish I had done this sooner. I don't know how well it would work with the general public, but if you have quickbooks2004, you can try it out. I see deposits in 3 days after billing-and that I like!
