Paul,
This legislation is against the sole proprietor. I thought that State Government in general was supposed to be supporting the Sole Proprietor and Small Business, but I haven't seen it where I am either.
One example is that Vytra (Big HMO Health Ins. Co.) recently went around and dropped all Sole Proprietors' policies for the sole reason that they had no employees. It didn't matter if they were a part of a larger group or not. The funny thing is that if the Sole Proprietor was to hire 1 Employee only 1/2 of the Company (1 person) would have to purchase Insurance from them. It's got to be some Statistical thing with them.
And the Ins. Companies that do accept Sole Proprietors are allowed to charge more than the One insured in a 2 person company pays. I thought NY had some law(s) passed to support the Sole Proprietor in this issue, but maybe I was wrong.
Bill