Electric Eagle, Thanks, I didn't think "1044" sounded right.... I've put out a few posters, and I've drawn up a "introductory package" explaining the program, with the rates allowed, and a disclaimer that exempts them from any obligation except to provide their names and address and phone number to the customer, to validate their eligibility to receive the premiums that I have offered. I've also stated that they will be responsible for the taxes on any money they receive. I've offered references, both job and character, to give them confidence in what they are doing. Expecting good results for me and them also. Thanks again.... Steve