sparkync:
I left out an important piece. I was introduced to my insurance agency thru the NJ Electrical Contractors Association. That was a $100 annual membership back then,now it's pushing $400.
That was one of the best $100 I spent. Got the ins. agency, a collection agency (IF needed) and a lawyer (if needed). Although I closed shop in '07, I am still with the Ins Agency.
Have you looked into any association embership in NC, and checked the benefits IF you do join, vs the cost of joining?
Just a thought and suggestion.
BTW, What is a 'ghost policy'? I never heard that term.
Stay safe
Last edited by HotLine1; 07/19/13 08:52 PM. Reason: added a BTW
