Yes, I have actually 2 agents. 1 for my autos, and 1 for my general liability. My auto agent didn't do general liability so I had to get it through one of their "sister" agencies. They did do me a quote for workman's comp. a couple of times. Was around $2600.00/year for just me, no one else, with around $1000.00 having to be paid up front. I know that's probably not much to most of you, but to my small company,it's hard to come up with. Just a "ghost policy" takes $1000.00 up front. But I guess if that's the only way, maybe one day I'll get the courage, and "the customer", I need to compensate for it:) thanks for the input though