Doug:
Interesting reading! Here in New Jersey, based on state laws, we issue 'homeowner' permits. They are limited to single family, owner occupied residences.
They require the same inspections as a job by a NJ Lic. Electrical Contractor.
Some Townships require a 'CCO' inspection on change of ownership or change of occupancy. That is where all the 'Sins of the Past' show up. Basement finishes without permits, decks, the occasional addition, etc., without permits. Those are the tough ones!
