You bring up an excellent aspect of business wacked, and that is the need to stay up on your accounts payable.

I think it's safe to say that all of us here take our work seriously, and provide our customers with the best value we can. We take enough interest in our craft to come to places like this forum to contantly learn even in our free time, just as one example.

However, the work is only one aspect of staying in business. All of our hard work amounts to zero if we cannot show a profit and move forward. The point being - get paid for your work! Never loan money (or let payment go) if you cannot afford to do without it. I've seen uncollected debts bury more hard working people than I'd like to recall.

Remember folks, this is a business.

Good luck!