Rodalco:
I can't say for this specific job, but on a condo type conversion like this each unit would get a panel, and everything within said unit would go to that panel. The 'unit' is probably a 'kitchen area'; 1 bedroom, 1 bath, and a 'living room area'; similar to a 'suite in an extended stay hotel. Hot water could be gas, or electric; HVAC is usually a thru-wall combo unit.
John
