Had similar situation . Builder is not always the man with the money . Find the property owner or if he has a financial backer . Be nice to them but explain that builder refused to pay and you would like to avoid taking a lien . They may talk to the builder and get better results than you will . It could be that the financier is unaware of builders practices . If this works you get your money without law fees . 1. Don't eat yellow snow 2. don't trust builders