I am an electrical contractor in the Franklin, MA area. I get together with a few other contractors to discuss various topics, such as the topics on this site. We all complain about "handymen" and such, but when I bring up the question of hourly rate I receive five different rates, there are only five of us there. This shows me that the key is to educate newer contractors as to the cost of doing business and the difference between being an "employee" of yourself and a business owner. Does anyone have anything to add to this subject?