There is no code, Your commercial truck insurance DOES NOT cover injury to the driver, your comp insurance does, this is why your employee is covered under comp while driving.
Check with your insurance carrier, here in New Jersey it is a state law, and no company will write an injury policy for commercial coverage.
You can put your driver on salary pay, and define his work, but if he is an hourly employee, then he had better be on the clock, while operating the truck.
sparky,
You are correct, your employeer, has no coverage for the passanger, unless that passanger is another employee, covered under his comp insurance.
"Typical scary story"
Yes it is very scary, to find contractors, that expose themself, to such finincal dangers, there are many fly by night contractors out there, taking chances every day.
[This message has been edited by LK (edited 05-17-2005).]
