Mention PPE and some strange attitudes form. I look at PPE the same way I look at parachutes:
If the plane is working fine, in a quiet environment, it's nice to know it's there if you need it - and silly to wear it.
If you know you're entering a high risk environment, by all means, don it 'just in case.'
If you have a choice - to jump, or land with the plane - by all means, land with the plane. (This equates to turning off the juice whenever possible).
If you absolutely must jump, by all means use the parachute! (If you must work hot, take every precaution you can!)