The view "yes, there are exposed live parts, so you must suit up" is what is taught in the "safety" classes.

I disagree.

With the shields in place, the 'live' parts are well recessed, and cah only be reached with a set of probes- a finger, or piece of falling debris won't make it. IMO, these points are even less exposed than the 'exposed live parts' of any receptacle. Or cord cap.

Now, writing the rule properly might be a bit difficult- but the rule book does not exist for the ease of the authors!

Now, some will say that a 'safety' rule can never be too strict. I disagree. A rule that is not realistic will not only be ignored, but will lessen your respect for all rules. I'd rather not see 'ignore the silly rule' become SOP. Better to have a better rule.