Paul,
Regarding my comments about the 3x hourly rate.
During the time that I was an Electrical Contractor here, we lost out on a LOT of Insurance work.
I found out after I left EC work that you have to "compete" with the current players in the field.
The old idea of put a quote in to save everyone a bit of money, doesn't wear here.
It's almost like a racket, no wonder peoples premiums are so high.
I'm told that 3-4 times the market rate is usual these days, but the workmanship is through the floor.
Glad I'm not part of it anymore. [Linked Image]