Thanks again for all the comments. Positive and otherwise, you never stop learning in this trade. This is the way I was taught to make up a residential panel (except for the service conductors). I was fortunate enough to apprentice under this guy for the first two years of the trade. Made a big impression. He started his own business about 9-10 yrs ago, he (and his journeyman that he trained from day one) do some truly amazing work. I'll try to get him to post some pic's.