I appreciate all the comments and encouragement. I recently took the exam (once again) and passed with flying colors!
I am still working for a local contractor and wanting to go into business for myself. I know it is not going to be easy, but if I can make more in two hours woking for myself than local ec's are willing to pay qualified workers for a full day, I believe it is going to be worth it. Not to mention the freedom of being able to go and pick up my sick 2 yr old if needed without having to explain to the "boss" (other than the client)
anyway, Thanks everyone,
Andrew