I don't know how common it is anymore, but I have seen pools made from Concrete Block and even wooden Frames. (which have had to be replaced) Recently I've seen Plastic being used too. They don't seem to use Concrete w/rebar much where I am except for Commercial pools.
Sparky, Yes, the code requirements for bonding and grounding make the pool a current carrying conductor. The current is limited by the impedance of the parallel paths and the most current will be on the grounded conductor as long as it is intact. The neutral current would also flow on the following, listed in order from most to least current. Metal underground water pipe system, TV cable shield, ufer ground, pool bonding and lastly on the driven ground rod. Don