If you don't know: in Canada ... the government performs your income tax return
Not exactly. We have to do an estimate of the taxes payable and send the money. The only way to do an estimate is to actually do the tax return. HR Block is big business here, too.
That is a foreign concept to a person where they have cradle to grave insurance but it refers to an uninsured person with a medical condition, trying to find a insurance company to cover them. Insurers say it is like wrecking your car (uninsured) and then trying to buy car insurance that would fix it.