I'll second Steve Millers post, and say that Murray is crap, although owned by Siemens, and both of simular design - the quality is lower IMO. And not a fan of the panel design - only one neutral bar, so AF's are only on one side. CH's (westinghouse design) panel is a good residential choice due to two neutral bars.
Mark Heller "Well - I oughta....." -Jackie Gleason
