FWIW, this thread is a great example of why T&M pricing is getting more difficult to make money at. When your average residential customer can walk into HD/Lowes and either buy the material for less than you can (or at the least, know the retail price) then it makes it difficult to make money on a markup. I don't know anyone in our industry who can charge a high enough labor rate on T&M to make up for this loss and still cover all the other expenses.
