had my chimney hit by lighting and wouldn't have known it if we hadn't some work to do on the roof, it fried the antena soon as i saw the concrete pieces all over the roof i knew what had happend. the cement cap that sealed the blocks and tile flue was busted and the chimney was cracked in different places, concrete will blow up when hit or a torch put on it.
I called the insurance co and they sent out an adjuster with an attitude. He said that he never heard of such a thing, i hadn't either except for a school that had to have all the chimneys replaced from a lighting strike.
the adjuster looked and still didn't believe it until he found a 10 hole in the tile that ran from the chimney to the flue pipe, i didn't even see that myself. he even gave me his flash lite to look at it.
had a new chimney built.

[This message has been edited by Roxie (edited 04-15-2005).]