(Sig disabled for shame)
My parents' house has a lot of the same problems - redone in '82 with no permit and they are paying for it now. Things make no sense - near everything is #14, even the 20A CB's. Circuits are on two ends of the (90' long) house, or on two floors. Both panels are tough to get to, one is above a clothes washer, the other kind of behind the water heater; one panel was REUSED from a gas station (the old schedule can still be read). There's more, but I already hijacked the thread too much...