Indiana is pretty tough on inspections.
Contractors: All new residential electrical construction is to have a rough-in and finish inpections.
Remodel inpections: if any structural member or members is exposed, you are required to have an inspection.

As a homeowner: you are allowed to do electrical, plumbing, and general work to the residence, without an inspection, as long as the homeowner is the occupant. It is because of this section of code that many plumbing and electrical contractors are kept busy doing troubleshooting and repair work.