am I missing something that lets me run 500’s?
You have this
240.4(B)Devices Rated 800 Amperes or Less. The next higher standard overcurrent device rating (above the ampacity of the conductors being protected) shall be permitted to be used, provided all of the following conditions are met:
(1) The conductors being protected are not part of a multioutlet branch circuit supplying receptacles for cord-and-plug-connected portable loads.
(2) The ampacity of the conductors does not correspond with the standard ampere rating of a fuse or a circuit breaker without overload trip adjustments above its rating (but that shall be permitted to have other trip or rating adjustments).
(3) The next higher standard rating selected does not exceed 800 amperes.
It might not be the right design decision but it is legal to put 500MCM on a 400a breaker using the 75c ampacity of 380a rounded up.
