Zapped:
Yes, I (or anybody else) has no control over what would be put on the 'shelf'; hence, on a new install that would not fly.
Yes, I have seen electric 'rooms' in comm jobs that were perfect upon inspection, and two days later (on a follow-up inspection) were impossible to get into. Other jobs, the elec room is 100% clean as it was on inspection.
It sounds to me that Greg is talking about a job that could be classified under 'rehab' here in NJ, and as I sais above..I do a case-by-case judgement.
On a side note, I remember a few times hunting for panels that were 'hidden' behind art work, both resi and comm. Who want's to look at that ugly gray cover?