I got one entitled "Income Tax deferred" or some such twaddle.
I 100% bin all e-mails without opening them unless I know the sender.
Don't be tempted- always bin without opening.
Empty your bin regularly.
I had 4 years of a spam-free diet till I let a mate on vacation use my machine to "check his e-mails".
We now get half a dozen a day offering Viagra or Enlargement of certain portions of the anatomy, all of which go in the rubbish unopened. The problem is they use a different name each time so you cant bin them on automatic. On the other hand, Lydia Trashcan or Carlos Fanackerpan kinda gives the game away. They are too stupid to use a common name like John Smith, who most of us probably know one of!