and there in lies a big difference Trumpy.....you have some level of common forensics , conversley it is scarce here.
for example ( pursuant to rhagfo's 11-16 post), we allow anyone to wire single family homes in Vermont, yet even this simplistic fact is not of concern to any fire and/or insurance offical.
the insurance co's simply pay off most of the time, with little to no ado...
[This message has been edited by sparky (edited 11-18-2002).]
