If your just starting you might want to think about a used truck until you have a steady income. That will help keep your overhead down. If you do still want new it would be better to buy before you take a leap so you qualify for a loan. Banks like to hear that you worked at the same job for the same pay. They wont want to hear you quit your job and want a new truck.
I was just talking to a retail owner last night. When asked about micro business comming and going he said the biggest cause of start-up failure is tring to pay off the start-up loan. I agree.
For what it's worth I like the step vans (like UPS). Can't beat the working space and easier in/out then a box truck.
Tom
